Managed Portfolio Service
Seven risk graded managed portfolios that use a core/satellite approach.
Reasons To Invest
A range of portfolios with different risk/return profiles to meet your requirements
Guided By BlackRock
Asset allocation guidance from BlackRock, one of the largest asset managers in the world, is the engine that drives the performance of the multi-asset funds at the core of our portfolios.
Core/Satellite
The core/satellite approach combines the benefits of a multi-asset fund with the benefits of a managed portfolio service.
Multi-asset for core exposure
Multi-asset funds provide actively managed, diversified exposure to equities and bonds. Active asset allocation and passive implementation helps to maximise the risk/return profile
Alternatives for Diversification
Alternatives offer additional diversification, they provide a different source of returns and can offer a degree of protection in stressed markets
Global Allocation
A global perspective allows us to select the assets that offer the best risk/return.
The portfolios
in detail
The 1OAK MPS provides advised clients with professional investment management. There are seven risk-graded portfolios which blend active/passive multi-asset funds with liquid alternative funds.
The 1OAK MPS is a platform-based solution built to work on any chosen investment platform. The core/satellite approach integrates the benefits of multi-asset funds with the convenience of an MPS and combines alternative funds with equities and bonds. The multi-asset funds used for the core offer an efficient way to gain exposure to equities and bonds.
We invest the satellite in a carefully selected and managed range of alternative funds that provide additional return, diversification and a degree of protection.
Benefits of the 1OAK MPS
The core of each portfolio is invested in multi-asset funds guided by BlackRock. These provide low-cost and efficient exposure to equities and bonds.
The satellite funds offer additional diversification, can generate positive returns that do not rely on rising markets and offer a degree of protection.
The portfolios are available to advised clients through investment platforms in the UK and internationally.
1OAK MPS Target Market
| Portfolio |
Risk |
Description | |
| 1 | Defensive | Lowest | You are only prepared to accept a very low level of risk to reach your investment objectives. You want your investments to grow but would like to minimize the fluctuations in the value of your portfolio. |
| 2 | Cautious | Low | You are prepared to accept a low level of risk to reach your investment objectives. You want to preserve the value of your investments but want some growth as well. You would not expect the value of your portfolio to fall or increase significantly under normal circumstances. |
| 3 | Balanced | Medium low | You are prepared to accept some risk over a short or medium-length period to achieve your goals. You are prepared for the value of your portfolio to fluctuate and you accept there may be noticeable losses in the short term. |
| 4 | Growth | Medium | You are prepared to accept more risk over a medium-length period of time. You are willing to accept that there will be greater fluctuations in the value of your investments and that you may suffer significant losses in the short term. |
| 5 | Adventurous | Medium high | You are prepared to accept a moderate to high level of risk in order to have the possibility of solid to higher returns over the long term. You are willing to accept there may be sharp and large fluctuations in the value of your investments and that you may suffer significant losses. |
| 6 | High Equity | High | You are prepared to accept a high level of risk in order to have the possibility of higher returns over the long term. You are willing to accept that your portfolio will be volatile and that you may suffer large losses. |
| 7 | Maximum Equity | Highest | You accept that your portfolio will be almost wholly invested in equities and equity-like investments, which comes with a very high level of risk. |
MPS Purpose
The portfolios can be used for the bulk of a clients investments because they offer diversified exposure to equities and bonds. The satellite funds provide more diversification because they use alternative strategies.
Investors must ensure that they have enough assets to meet their cash requirements in the short and medium-term.
Characteristics
| Lower | Mid | Upper | Realised Vol | |
| Defensive | 4.7 % | 6.5 % | 8.3 % | 5.02% |
| Cautious | 6.5 % | 8.3 % | 10.0 % | 7.51% |
| Balanced | 8.3 % | 10.1 % | 11.8 % | 10.34% |
| Growth | 10.0 % | 11.8 % | 13.6 % | 10.67% |
| Adventurous | 11.8 % | 13.6 % | 15.4 % | 12.11% |
| Higher Equity | 13.6 % | 15.4 % | 17.2 % | 14.44% |
| Max Equity | 15.4 % | 17.2 % | 19.0 % | 18.31% |
Platform Availabilty
Onshore
Investment Objectives
The portfolios aim to provide capital growth in the medium to long term. The lower-risk portfolios offer more stability with less risk to capital but are likely to provide less growth. The higher-risk portfolios offer the potential for more growth but come with greater risk to capital, and the fluctuations in the value of the portfolio from day to day are likely to be higher.
Investment Universe
The portfolios will invest in daily traded funds and ETFs.
The multi-asset funds used for the core will be UCITS funds that BlackRock guides.
The satellite funds will typically be daily traded UCITS funds and ETFs. We may select funds that are only available to professional investors. When we decide to invest in an asset only available to professional investors, we ensure that they meet the strict minimum criteria for liquidity, charges and transparency.
The portfolios can hold other securities, like investment trusts and other assets, if they meet strict criteria.
Investment Process
Each portfolio uses multi-asset funds as a core holding. We invest the bulk (around 80%) of each portfolio in multi-asset funds where BlackRock guide the asset allocation. These provide actively managed, globally diversified exposure to equities and bonds via low-cost passive investments. The allocation to multi-asset funds may vary over time but is expected to remain close to 80%. We may use one or more multi-asset funds but are unlikely to use more than two in any portfolio. We select the funds to have an appropriate exposure level to equity and bond markets for each portfolio.
The balance of the portfolio is allocated to actively- managed and alternative funds which are selected by 1OAK to complement the core holdings and to further diversify the portfolio. These satellite funds provide access to returns that are uncorrelated with equities and bonds. They also provide thematic exposure and are expected to provide protection to the portfolio when markets fall.
We choose the satellite funds and determine the allocation to each fund so that we maximise the expected return and minimise the risk (we use a measure of the worst losses that an investor may suffer as a measure of risk) while preserving the overall level of volatility that we expect from the benchmark mix of equities and bonds.
The blend of funds used in the MPS is constantly monitored by the investment team at 1OAK, who can make changes to the portfolio as and when required.
Introduction to the 1OAK Managed Portfolio Service
We recognise that many excellently managed portfolio services are available to advisers in the UK.…
Past performance is not an indicator of future performance. Performance can be affected by commissions, fees or other charges as well as exchange rate fluctuations.
This presentation may include information on investments that involve special risks. You should seek the advice of your independent financial advisor prior to taking any investment decisions based on this presentation or for any necessary explanation of its contents.
The Strategy that the fund follows is managed and provided by 1OAK and utilise asset allocation guidance provided to 1OAK by BlackRock. BlackRock does not provide any service or product to you and has not considered the suitability of its asset allocation against individual needs, objectives and risk tolerances for investors. As such, BlackRock’s assets allocations do not constitute investment advice or an offer to sell or a solicitation of an offer to buy any securities.
BlackRock is not affiliated with 1OAK and therefore makes no representations or warranties regarding the advisability of investing in any product or service offered by 1OAK. BlackRock has no obligation or liability in connection with the operation, marketing, trading or sale of such product or service nor does BlackRock have any obligation or liability to any client or customer of 1OAK.
The Fund may hold assets directly or get exposure through a Swap. Where the Fund has exposure through a Swap, the return received by the Fund from the Swap will represent the performance of a multi-asset portfolio or “Strategy”. The Strategy includes broad representative indices that reflect the returns of various equity markets and types of fixed income securities. The Fund will use a Swap where the Investment Manager determines that the use of the Swap is more efficient or cost-effective than investing directly in an ETF. The Swap will offer similar or better liquidity than investing directly. The Fund will mitigate any exposure to the swap counterparty using cash collateral. The swap counterparty may incur costs in hedging its obligations under the Swap. The performance of the Fund will reflect the costs incurred by the swap counterparty in implementing its hedging Strategy but will not be included in the TER or OCF. This includes any fees of the Investment Manager relating to the management of the Strategy which are paid or reimbursed by the swap counterparty under the terms of the Swap
This material has been prepared by 1 OAK Capital Ltd (Co No 6890293 None of the investment fund manager, management company, the registrar and transfer agent, the central administration or the custodian of the Fund has independently verified any information contained herein and no party makes any representation or warranty as to the accuracy, completeness, or reliability of such information
The information contained in this presentation has been obtained from private and public sources believed to be reliable and the opinions, analysis, forecast, projections and expectations (together “Opinions”) contained in this presentation are based on such information and are expressions of belief only.
No representation or warranty, express or implied is made that such information or Opinions is accurate, complete or verified and it should not be relied upon as such.
Information and opinions contained in this presentation are published for recipients’ reference only but are not to be relied upon as authoritative or without the recipients’ own independent verification or in substitution for the exercise of judgment by any recipient and are subject to change without notice. This presentation is not and should not be construed as an offer document or an offer or solicitation to buy or sell any investments, or to provide investment advice or services.
Subscriptions to a Fund may only be made on the basis of the current Prospectus and the Key Investor Information Document, as well as the latest annual or interim reports and the applicable terms & conditions.
Please refer to the `Risk Factors’ section of the Prospectus for all risks applicable to investing in any fund and specifically this Fund. The above documents can be obtained free of charge on request from: Montlake, 23 St Stephen’s Green, Dublin, Ireland.
The distribution of this report does not constitute an offer or solicitation and this notice shall not be construed as an offer of sale in any other fund managed or advised by 1OAK Capital Limited or MontLake Management Limited (“ML”). Any investment in the Fund should be based on the full details contained in the Fund’s Supplement Prospectus and Key Investor Information Document which together with the MontLake UCITS Platform ICAV Prospectus may be downloaded from the MontLake website (www.montlakeucits.com). Information given in this document has been obtained from, or based upon, sources believed by us to be reliable and accurate although neither ML nor 1OAK Capital Limited accepts liability for the accuracy of the contents. The Investment Manager for the fund, 1OAK Capital Limited is authorised and regulated by the Financial Conduct Authority in the United Kingdom. Funds regulated under UCITS must abide by investment restrictions.
ML does not offer investment advice or make recommendations regarding investments. The Manager of the Fund is MontLake Management Ltd, a company regulated by the Central Bank of Ireland. The MontLake UCITS Platform ICAV is registered and regulated as an open-ended Irish collective asset management vehicle with segregated liability between sub-Funds formed in Ireland under the Irish Collective Asset-management Vehicles Act 2015 and authorised by the Central Bank as a UCITS pursuant to the UCITS Regulations. This notice shall not be construed as an offer of sale in the Fund. The state of origin of the Fund is the Republic of Ireland.
No reliance may be placed for any purpose on the information and opinions contained in this document or their accuracy or completeness. 1OAK believes the information or opinions contained in this document to be reliable but does not warrant its accuracy or completeness. The estimates, investment strategies, and views expressed in this document are based upon current market conditions and/or data and information provided by unaffiliated third parties and is subject to change without notice.
